Insights
Monthly cash rate and lending updates, including RBA shifts, market activity, and borrower strategy.
First Home
A walkthrough of deposits, the First Home Guarantee, Queensland grants and stamp duty concessions for first home buyers in Stafford and the northern suburbs.
Read article →Self-Employed
If your tax return understates how your business really performs, you still have options. Here is how add-backs, BAS and alt-doc lending work for self-employed buyers in Brisbane.
Read article →Refinancing
Switching lenders only makes sense when the savings beat the costs. Here is how a break-even analysis works, and why we sometimes tell clients not to refinance.
Read article →Investment
Lenders do not use all of your rent when they assess an investment loan. Here is how rental shading, loan structure and apartment policy work across northern Brisbane.
Read article →Market Update
A practical 2026 update for buyers across Stafford and the northern suburbs: the schemes that still apply, financing character homes, and the questions worth asking early.
Read article →Rate Watch
The February 2026 surprise increase to 3.85% changed near-term market assumptions.
Read article →Market Update
January began with rates at 3.60% and mixed market views on whether easing would continue soon.
Read article →Market Update
December closed with rates unchanged at 3.60% and a market focused on early-2026 timing.
Read article →Market Update
November held rates at 3.60%, keeping policy accommodative but still cautious.
Read article →