Market Update
December 2025 Mortgage & Property Update: Cash Rate 3.60%
December closed with rates unchanged at 3.60% and a market focused on early-2026 timing.
31/12/2025 • Chorus Finance
December 2025 rate watch: The policy rate held at 3.60% for this month.
Borrowers ended the year with improved sentiment relative to 2024, but policy uncertainty still required cautious planning.
Broker takeaway: A strong December reset let clients enter 2026 with cleaner structures and faster execution options.
This article is general information only and does not constitute personal financial advice.