Market Update
January 2026 Mortgage & Property Update: Cash Rate 3.60%
January began with rates at 3.60% and mixed market views on whether easing would continue soon.
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Monthly lending and property updates from June 2022 onward, including RBA shifts, market activity, and borrower strategy.
Market Update
January began with rates at 3.60% and mixed market views on whether easing would continue soon.
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March kept rates unchanged and reinforced a wait-for-data policy approach.
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October held rates, but borrowers and lenders prepared for a final quarter policy decision.
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April's pause gave borrowers breathing room but did not remove repayment pressure.
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