First Home Buyer Guides, Queensland
First home buyer guides for Queensland, grants, stamp duty, and the steps that matter.
Answers on the grants, concessions, and schemes that affect Brisbane buyers, sourced and dated. Read a guide, then start an assessment to share your situation with a Brisbane broker.
These guides are general information only and do not constitute personal financial advice. Government-set figures are subject to change, always verify with the relevant governing body before making a financial decision.
First Home Buyer Guide
How the 5% Deposit Scheme works in Queensland
Previously known through the First Home Guarantee, this federal scheme helps eligible buyers purchase a home without Lenders Mortgage Insura…
First Home Buyer Guide
Using super for a first home deposit
FHSS can help eligible buyers use voluntary super contributions towards a first home. It does not unlock your entire super balance. Check yo…
First Home Buyer Guide
How the Queensland First Home Owner Grant works
The grant is a Queensland payment towards an eligible new home. It is separate from transfer-duty concessions and the federal deposit scheme…
First Home Buyer Guide
Which Queensland duty concession applies
Transfer duty is a state charge on a property transaction. Queensland provides different concessions for established first homes, new first …
What these guides cover
Every guide in this hub focuses on the government schemes, grants, and concessions that directly affect Brisbane first home buyers. We keep the information practical and honest: scheme details are cited from the governing body, figures include a last-reviewed date, and we note when conditions change with each state or federal budget.
We don't publish approval-rate claims or savings promises, those depend on your individual situation and the lenders available at the time you apply. What we can do is show you which schemes you're likely eligible for, how they interact, and what the real implications are for your deposit and borrowing capacity. That conversation happens when we talk.
Government grants
The Queensland First Home Owner Grant (FHOG), amounts, eligibility, and how to apply through your lender at settlement.
Stamp duty concessions
Queensland transfer duty concessions for first home buyers, what applies to new and established homes, and the thresholds that matter.
Federal schemes
The First Home Guarantee (FHBG) and First Home Super Saver (FHSS), how they work, who they suit, and how they interact with QLD concessions.
How to use them together
Eligible buyers can often use more than one scheme. We check current eligibility against your income, deposit, and purchase type when we talk.