First Home Buyer Guides, Queensland
First home buyer guides for Queensland, grants, stamp duty, and the steps that matter.
Straight, plain-English answers on the grants, concessions, and schemes that affect Brisbane buyers, sourced and dated, with no hype. Read a guide, then start a 2-minute assessment to see how it applies to your situation. A Brisbane broker replies within one business day.
These guides are general information only and do not constitute personal financial advice. Government-set figures are subject to change, always verify with the relevant governing body before making a financial decision.
First Home Buyer Guide
First Home Guarantee 2026: buy with 5% deposit and no LMI
The federal First Home Guarantee (FHBG) lets eligible first home buyers purchase with as little as a 5% deposit without paying Lenders Mortg…
First Home Buyer Guide
First Home Super Saver Scheme 2026: using your super to build a home deposit
The First Home Super Saver Scheme (FHSS) lets eligible first home buyers make voluntary contributions into their superannuation fund and the…
First Home Buyer Guide
Queensland First Home Owner Grant 2026: who qualifies and how much
The Queensland First Home Owner Grant (FHOG) is a one-off government payment for eligible buyers purchasing or building a new home. Amounts,…
First Home Buyer Guide
QLD stamp duty concessions for first home buyers 2026: eligibility and how to claim
Queensland offers first home buyers transfer duty (stamp duty) concessions on eligible purchases. The concession can significantly reduce th…
What these guides cover
Every guide in this hub focuses on the government schemes, grants, and concessions that directly affect Brisbane first home buyers. We keep the information practical and honest: scheme details are cited from the governing body, figures include a last-reviewed date, and we note when conditions change with each state or federal budget.
We don't publish approval-rate claims or savings promises, those depend on your individual situation and the lenders available at the time you apply. What we can do is show you which schemes you're likely eligible for, how they interact, and what the real implications are for your deposit and borrowing capacity. That conversation happens in your first call.
Government grants
The Queensland First Home Owner Grant (FHOG), amounts, eligibility, and how to apply through your lender at settlement.
Stamp duty concessions
Queensland transfer duty concessions for first home buyers, what applies to new and established homes, and the thresholds that matter.
Federal schemes
The First Home Guarantee (FHBG) and First Home Super Saver (FHSS), how they work, who they suit, and how they interact with QLD concessions.
How to use them together
Most buyers are eligible for more than one scheme. We check current eligibility against your income, deposit, and purchase type in your first call.