Market Update
November 2025 Mortgage & Property Update: Cash Rate 3.60%
November held rates at 3.60%, keeping policy accommodative but still cautious.
30/11/2025 • Chorus Finance
November 2025 rate watch: The policy rate held at 3.60% for this month.
The RBA held steady and signaled an approach guided by incoming inflation and labor data rather than preset paths.
NAB commentary at the time leaned toward further easing in 2026, while acknowledging uncertainty around inflation progress.
Broker takeaway: Hold months are ideal for refinancing reviews and strategy refreshes before year-end processing pressure.
Source: Reserve Bank of Australia cash rate target, as at the end of the month.
This article is general information only and does not constitute personal financial advice.
About the author
Chorus Finance
Chorus Finance is a Brisbane mortgage broking practice. The founder holds an MBA in Finance and has worked in mortgage broking since 2020. The practice helps Brisbane borrowers, including first home buyers, refinancers, and people with self-employed income, understand their home-loan options.
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