November 2025 Mortgage & Property Update: Cash Rate 3.60%

November 2025 rate watch: The policy rate held at 3.60% for this month.

The RBA held steady and signaled an approach guided by incoming inflation and labor data rather than preset paths.

NAB commentary at the time leaned toward further easing in 2026, while acknowledging uncertainty around inflation progress.

Broker takeaway: Hold months are ideal for refinancing reviews and strategy refreshes before year-end processing pressure.

This article is general information only and does not constitute personal financial advice.