Rate Watch
February 2026: RBA lifts to 3.85% and resets expectations
The February 2026 surprise increase to 3.85% changed near-term market assumptions.
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Chorus Finance blog
Monthly lending and property updates from June 2022 onward, including RBA shifts, market activity, and borrower strategy.
Rate Watch
August 2025: Cash rate cut to 3.60% as easing continues
The RBA cut again in August, taking the cash rate down to 3.60% and supporting activity.
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May 2025: A second 25bp cut takes the cash rate to 3.85%
The RBA delivered a second cut in 2025, strengthening refinance and first-home buyer activity.
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February 2025: RBA starts the easing cycle with a 25bp cut
The first cut of the cycle moved the cash rate to 4.10% and changed borrower psychology immediately.
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November 2023 Mortgage & Property Update: Cash Rate 4.35%
November delivered another hike, taking rates to the cycle high that carried into 2024.
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June 2023 Mortgage & Property Update: Cash Rate 4.10%
June's increase took the market deeper into restrictive territory.
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May 2023 Mortgage & Property Update: Cash Rate 3.85%
May resumed rate rises and reminded borrowers that policy risk remained live.
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March 2023 Mortgage & Property Update: Cash Rate 3.60%
March added another increase and pushed servicing buffers further into focus.
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February 2023 Mortgage & Property Update: Cash Rate 3.35%
February saw rates move again and reinforced the need for disciplined borrowing decisions.
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