Market Update
December 2025 Mortgage & Property Update: Cash Rate 3.60%
December closed with rates unchanged at 3.60% and a market focused on early-2026 timing.
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Monthly lending and property updates from June 2022 onward, including RBA shifts, market activity, and borrower strategy.
Market Update
December closed with rates unchanged at 3.60% and a market focused on early-2026 timing.
Read article →Market Update
November held rates at 3.60%, keeping policy accommodative but still cautious.
Read article →Market Update
December ended with rates unchanged and households entering 2025 cautiously optimistic.
Read article →Rate Watch
December closed an intense year with rates materially above where borrowers started.
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