Market Update
January 2025 Mortgage & Property Update: Cash Rate 4.35%
January opened with rates still restrictive, but markets increasingly focused on the start of easing.
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Monthly lending and property updates from June 2022 onward, including RBA shifts, market activity, and borrower strategy.
Market Update
January opened with rates still restrictive, but markets increasingly focused on the start of easing.
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July held rates as borrowers combined budget resets with lending strategy reviews.
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January opened with borrowers waiting on how long restrictive settings would persist.
Read article →Rate Watch
December closed an intense year with rates materially above where borrowers started.
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