Market Update
March 2024 Mortgage & Property Update: Cash Rate 4.35%
March kept rates unchanged and reinforced a wait-for-data policy approach.
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Monthly lending and property updates from June 2022 onward, including RBA shifts, market activity, and borrower strategy.
Market Update
March kept rates unchanged and reinforced a wait-for-data policy approach.
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February remained on hold while inflation and labor-market signals drove policy debate.
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January started under high-rate settings, with affordability still the main friction point.
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December closed with no additional move, but borrowing conditions remained tight.
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October held rates, but borrowers and lenders prepared for a final quarter policy decision.
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September brought another hold with markets split on the next move.
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August remained on hold and shifted focus toward inflation and wage data.
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July held rates steady, but borrower caution remained elevated.
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April's pause gave borrowers breathing room but did not remove repayment pressure.
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