July 2023 Mortgage & Property Update: Cash Rate 4.10%

July 2023 rate watch: The policy rate held at 4.10% for this month.

A hold reduced immediate repricing pressure, yet lenders maintained conservative serviceability standards.

Broker takeaway: We kept focus on debt structure quality and cash buffers instead of assuming faster easing ahead.

This article is general information only and does not constitute personal financial advice.