December 2023 Mortgage & Property Update: Cash Rate 4.35%

December 2023 rate watch: The policy rate held at 4.35% for this month.

Households entered 2024 with a clear focus on refinance options, offsets, and risk-aware budgeting.

Broker takeaway: We encouraged clients to prepare early for 2024 lender activity rather than waiting for pressure points.

This article is general information only and does not constitute personal financial advice.