January 2024 Mortgage & Property Update: Cash Rate 4.35%

January 2024 rate watch: The policy rate held at 4.35% for this month.

Borrowers remained active but selective, with stronger emphasis on debt comfort and long-term resilience.

Broker takeaway: A conservative serviceability base case helped clients avoid avoidable rework.

This article is general information only and does not constitute personal financial advice.