Rate Watch
August 2025: Cash rate cut to 3.60% as easing continues
The RBA cut again in August, taking the cash rate down to 3.60% and supporting activity.
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Chorus Finance blog
Monthly cash rate and lending updates, including RBA shifts, market activity, and borrower strategy.
Rate Watch
May 2025: A second 25bp cut takes the cash rate to 3.85%
The RBA delivered a second cut in 2025, strengthening refinance and first-home buyer activity.
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February 2025: RBA starts the easing cycle with a 25bp cut
The first cut of the cycle moved the cash rate to 4.10% and changed borrower psychology immediately.
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November 2020 Mortgage & Property Update: Cash Rate 0.10%
November 2020 saw the cash rate move to 0.10%, reinforcing low-rate settings for an extended period.
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March 2020 Mortgage & Property Update: Cash Rate 0.25%
March 2020 brought emergency policy action and a sharp shift in borrower sentiment as uncertainty accelerated.
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