Rate Watch
August 2025: Cash rate cut to 3.60% as easing continues
The RBA cut again in August, taking the cash rate down to 3.60% and supporting activity.
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Monthly lending and property updates from June 2022 onward, including RBA shifts, market activity, and borrower strategy.
Rate Watch
The RBA cut again in August, taking the cash rate down to 3.60% and supporting activity.
Read article →Rate Watch
The RBA delivered a second cut in 2025, strengthening refinance and first-home buyer activity.
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The first cut of the cycle moved the cash rate to 4.10% and changed borrower psychology immediately.
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November 2020 saw the cash rate move to 0.10%, reinforcing low-rate settings for an extended period.
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March 2020 brought emergency policy action and a sharp shift in borrower sentiment as uncertainty accelerated.
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