Rate Watch
May 2025: A second 25bp cut takes the cash rate to 3.85%
The RBA delivered a second cut in 2025, strengthening refinance and first-home buyer activity.
31/05/2025 • Chorus Finance
May 2025 rate watch: The policy rate moved down by 0.25 percentage points to 3.85%.
A second easing step pushed the cash rate to 3.85%, improving borrowing sentiment and refinancing enquiry volume.
Broker takeaway: Lower rates help, but debt structure still decides outcomes. This window suits a review of terms and future flexibility.
Source: Reserve Bank of Australia cash rate target, as at the end of the month.
This article is general information only and does not constitute personal financial advice.
About the author
Chorus Finance
Chorus Finance is a Brisbane mortgage broking practice. The founder holds an MBA in Finance and has worked in mortgage broking since 2020. The practice helps Brisbane borrowers, including first home buyers, refinancers, and people with self-employed income, understand their home-loan options.
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