May 2025: A second 25bp cut takes the cash rate to 3.85%

May 2025 rate watch: The policy rate moved down by 0.25 percentage points to 3.85%.

A second easing step pushed the cash rate to 3.85%, improving borrowing sentiment and refinancing enquiry volume.

Broker takeaway: Lower rates help, but debt structure still decides outcomes. We used this window to optimize terms and future flexibility.

This article is general information only and does not constitute personal financial advice.