August 2025: Cash rate cut to 3.60% as easing continues

August 2025 rate watch: The policy rate moved down by 0.25 percentage points to 3.60%.

The August cut confirmed the easing cycle was still progressing, improving confidence for buyers and refinancers.

Broker takeaway: We saw best outcomes where clients used the cut to improve both repayments and loan structure quality.

This article is general information only and does not constitute personal financial advice.