Rate Watch
August 2025: Cash rate cut to 3.60% as easing continues
The RBA cut again in August, taking the cash rate down to 3.60% and supporting activity.
31/08/2025 • Chorus Finance
August 2025 rate watch: The policy rate moved down by 0.25 percentage points to 3.60%.
The August cut confirmed the easing cycle was still progressing, improving confidence for buyers and refinancers.
Broker takeaway: A cut is a chance to improve both repayments and loan structure quality.
Source: Reserve Bank of Australia cash rate target, as at the end of the month.
This article is general information only and does not constitute personal financial advice.
About the author
Chorus Finance
Chorus Finance is a Brisbane mortgage broking practice. The founder holds an MBA in Finance and has worked in mortgage broking since 2020. The practice helps Brisbane borrowers, including first home buyers, refinancers, and people with self-employed income, understand their home-loan options.
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