Market Update
January 2025 Mortgage & Property Update: Cash Rate 4.35%
January opened with rates still restrictive, but markets increasingly focused on the start of easing.
31/01/2025 • Chorus Finance
January 2025 rate watch: The policy rate held at 4.35% for this month.
Major bank economics teams discussed timing for cuts while borrowers asked how quickly repayments could improve.
Large bank economics teams broadly moved to a base case that easing would begin in 2025, while timing differences remained.
Broker takeaway: We advised clients to prepare now so they could act decisively when policy shifted.
This article is general information only and does not constitute personal financial advice.