Rate Watch
August 2025: Cash rate cut to 3.60% as easing continues
The RBA cut again in August, taking the cash rate down to 3.60% and supporting activity.
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Monthly cash rate and lending updates, including RBA shifts, market activity, and borrower strategy.
Rate Watch
The RBA cut again in August, taking the cash rate down to 3.60% and supporting activity.
Read article →Rate Watch
The RBA delivered a second cut in 2025, strengthening refinance and first-home buyer activity.
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The first cut of the cycle moved the cash rate to 4.10% and changed borrower psychology immediately.
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June's increase took the market deeper into restrictive territory.
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November brought another increase and more pressure on households managing fixed-to-variable transitions.
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November 2020 saw the cash rate move to 0.10%, reinforcing low-rate settings for an extended period.
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