First Home Buyer Guide
How the Queensland First Home Owner Grant works
The grant is a Queensland payment towards an eligible new home. It is separate from transfer-duty concessions and the federal deposit scheme. Each benefit has its own rules.
Amount and property value
For eligible contracts signed from 20 November 2023, the grant is $30,000. For owner-builders, the foundation date matters. The new home’s total value, including land and variations, must be below $750,000.
Applicant and property checks
QRO assesses applicants and their spouses, including a spouse who will not own the home. Check the complete criteria before assuming you qualify.
- Applicants are generally natural persons aged 18 or over. At least one applicant must be an Australian citizen or permanent resident.
- Previous grants and residential ownership can affect eligibility. Certain investment-only ownership since 1 July 2000 may be treated differently; the blanket rule “never owned property” is not sufficient.
- The home must meet QRO’s new-home definition. Some seller-completed substantial renovations qualify; an ordinary established home does not.
Moving in and keeping the grant
All applicants must move in within 1 year of the completed eligible transaction and live there continuously for 6 months. Completion differs for a purchase, building contract or owner-built home. Tell QRO within 14 days if you cannot meet the residence conditions. These grant rules differ from transfer-duty obligations.
How to apply
Apply through an approved agent or directly to QRO with the required evidence. The usual deadline is within 1 year of the relevant possession/title-registration or completion event; check the deadline for your transaction. Agent and direct applications have different payment timing.
Using more than one program
Qualifying for a Housing Australia scheme does not prevent FHOG eligibility. Transfer-duty concessions are also separate. Meeting one program’s requirements does not establish eligibility for another.
Frequently asked questions
Can I use the grant as my deposit?
Ask your lender or approved agent whether its payment timing fits your purchase or build. Do not assume the grant will be available for an earlier contract deposit.
What if my partner has owned property?
QRO considers your spouse’s history even if they are not on title. Explain the dates and use of the property so the applicable rules and any exceptions can be checked.
How long must I live there?
Move in within the applicable first year and remain for 6 continuous months. Ask QRO about your circumstances if that will not be possible.
Can I get the grant for an established home?
Not for an ordinary established home. Only a property meeting QRO’s new-home definition qualifies, including limited substantial-renovation cases.