Rate Watch
December 2022 Mortgage & Property Update: Cash Rate 3.10%
December closed an intense year with rates materially above where borrowers started.
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Chorus Finance blog
Monthly cash rate and lending updates, including RBA shifts, market activity, and borrower strategy.
Rate Watch
November 2022 Mortgage & Property Update: Cash Rate 2.85%
November brought another increase and more pressure on households managing fixed-to-variable transitions.
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October 2022 Mortgage & Property Update: Cash Rate 2.60%
Rate rises continued into October as borrowers adapted to tighter credit assessment.
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September 2022 Mortgage & Property Update: Cash Rate 2.35%
September marked another step higher in rates and reinforced a defensive approach to borrowing.
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August 2022 Mortgage & Property Update: Cash Rate 1.85%
By August, borrower sentiment had clearly changed from aggressive bidding to disciplined decision-making.
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July 2022 Mortgage & Property Update: Cash Rate 1.35%
July continued the rapid hiking cycle and reduced maximum borrowing power across many borrower cohorts.
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June 2022 Mortgage & Property Update: Cash Rate 0.85%
June 2022 brought another rate rise into a market where confidence was shifting month to month.
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May 2022 Mortgage & Property Update: Cash Rate 0.35%
May 2022 marked the first rate rise of the new cycle and shifted market sentiment from expansion to caution.
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November 2020 Mortgage & Property Update: Cash Rate 0.10%
November 2020 saw the cash rate move to 0.10%, reinforcing low-rate settings for an extended period.
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