Ungated guide · Queensland
A first home checklist for the decisions that come before the keys.
Read it, save it and use it to make your early questions more useful. No email required.
Your checklist
This is general information. It is not personal credit advice and it does not confirm eligibility, borrowing capacity or approval.
- 01
Map your budget
List your income, regular expenses, savings, deposit target and a comfortable repayment range.
- 02
Build your document folder
Keep identification, income evidence, savings history and any other relevant records ready for a broker or lender conversation.
- 03
Research the property
Consider the location, property type, ongoing costs and the conditions you may need to satisfy before making an offer.
- 04
Check official scheme information
Use official tools for current federal and Queensland support. Rules, price caps, property requirements and lender participation can change.
- 05
Ask before you commit
Talk through your circumstances and the loan process before relying on a borrowing figure or scheme outcome.
- 06
Keep your next step simple
When ready, request a conversation and bring the questions that matter most to you.
Official resources
Check the current rules at the source.
When you are ready