First Home
September 2025: What changes from 1 October for first home buyers?
From 1 October 2025, the First Home Guarantee settings expanded materially for eligible buyers.
30/09/2025 • Chorus Finance
September 2025 rate watch: The policy rate held at 3.60% for this month.
Housing Australia confirmed 1 October changes including no annual cap, removal of applicant income caps, and higher property price caps under first-home guarantee pathways.
ANZ commentary around the same period kept November cut expectations alive while noting inflation risks still mattered.
Broker takeaway: Preparation became critical. Buyers who clarified eligibility and purchase limits before October were better placed to move early.
This article is general information only and does not constitute personal financial advice.