First Home
October 2025: First home buyer activity and rising price pressure
October showed stronger activity in affordable segments, with market data pointing to renewed price momentum.
31/10/2025 • Chorus Finance
October 2025 rate watch: The policy rate held at 3.60% for this month.
Post-policy change activity coincided with stronger monthly dwelling value growth in national index reporting (+1.1% in October), with affordable segments particularly competitive.
Bank economics teams highlighted that policy support plus easing expectations could keep near-term buyer demand elevated.
Broker takeaway: In rising markets, speed and discipline both matter. First home buyers should pair pre-approval readiness with strict buying guardrails.
Source: Reserve Bank of Australia cash rate target, as at the end of the month.
This article is general information only and does not constitute personal financial advice.
About the author
Chorus Finance
Chorus Finance is a Brisbane mortgage broking practice. The founder holds an MBA in Finance and has worked in mortgage broking since 2020. The practice helps Brisbane borrowers, including first home buyers, refinancers, and people with self-employed income, understand their home-loan options.
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