June 2025 Mortgage & Property Update: Cash Rate 3.85%

June 2025 rate watch: The policy rate held at 3.85% for this month.

Borrowers stayed active, especially in affordable segments where repayment settings had improved relative to late-2024.

Broker takeaway: We encouraged buyers to separate borrowing power from comfortable repayment limits before committing.

This article is general information only and does not constitute personal financial advice.