Cash flow and business loans
I have tax debt. What are my funding options?
Disclosed ATO debt on a formal payment plan is workable for several lenders. Here is how lenders read it, and what a facility can and cannot fix.
Updated 2026-09-08
Notes
Business finance, explained plainly.
Short notes with a date and a source. If a question is missing, ask it in your enquiry.
Evidence and eligibility
What evidence can lenders use besides a tax return?
BAS, bank statements, an accountant's letter and committed contracts all count as evidence, depending on the amount and the lender.
Updated 2026-09-08
How it works
How long does business finance take?
Days for low-doc equipment, weeks for commercial property, longer for development. Typical timelines by type of finance, what slows them down, and what a broker cannot promise.
Updated 2026-09-08